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继汇 HSBC 和 OCBC Bank 后，Maybank 也正式宣布不会在6个月贷款停还期间征收累计利息。
Maybank 在今日通过官方面子书发出通告表示，所有符合资格的个人，中小企业和非零售/企业客户贷款在自动暂缓还贷半年期间，将不会被征收累计利息（Compound Interest）。
针对零售和中小型企业客户的合格产品包括 Personal, Mortgage, ASB, Education 和 SME 贷款。
所有零售和中小型企业无需特别申请，只要是符合资格的贷款将自动暂缓还贷半年。
合格的非零售/公司客户则需要通过其客户关系经理或公司银行家提交申请。如果申请获得批准，则在这6个月内，同样不会被征收累计利息。
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Maybank 官方通告：
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Maybank today announced that it will not be compounding interest for all individual, SME and non retail/corporate customers loan facilities which are eligible for the 6-month moratorium announced earlier this week.
The eligible products under the automatic scheme for retail and SME clients include Personal, Mortgage, ASB, Education and SME loans. Fixed-rate hire purchase loans already do not have compounding interest.
All retail and SME customers do not need to apply for the moratorium as it will be automatically applied to all eligible loans and financing. For all Islamic financing facilities under the Group, profit rates are already not compounded in line with Shariah principles.
Eligible non-retail/corporate customers will, however, need to submit the required application for moratorium through their relationship managers or corporate bankers. If the applications for moratorium are approved, then the same non compounding of interest during this 6- month period will apply to them.
In these extraordinary times, we believe that all our customers; individuals or businesses, are facing unprecedented challenges. We hope that this additional measure will provide our customers further relief from their financing obligations for this period and help them weather the other challenges they may be facing.
The Covid-19 pandemic is an unfortunate situation and we are taking this opportunity to do the right thing in line with our mission of humanising financial services. We are committed to relieving our customers’ distress during these trying times, and to allow them to focus on what matters most, which is their family and health.